Insurance | Dan Halos

Insurance transfers the financial risk of life's events to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance, and life insurance.

The Other Sure Thing

A new LIMRA study shows that 40% of Americans believe the death of a primary wage earner would cause financial challenges.

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Your DNA Test

A Detailed Needs Analysis (DNA) can be a simple way to care for loved ones, no matter what the future may hold.

Universal Life Insurance

Universal life insurance is permanent insurance with a flexible premium. Here's how it works.

How Long Will My Savings Last If I Become Disabled?

See how long your current savings might last if a disability interrupted your income.

How Insurance Deductibles Work

Knowing how insurance deductibles work can help you save money.

Protecting Your Business from the Loss of a Key Person

Business owners may be able to protect themselves from the financial consequences of losing a key employee.

Prescription Drug Benefits Under Medicare (Part D)

Do you need to enroll in Medicare Part D? Read this article to learn more about whether you need this coverage

Term vs. Permanent Life Insurance

When considering life insurance, it's important to understand your options.

Consider Keeping Your Life Insurance When You Retire

Reasons to retain your coverage into your retirement years.

Does Your Credit Score Affect Your Insurance Rates?

Your credit score may influence how much you pay for auto and home insurance.

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Long-Term-Care Needs

Estimate potential long-term care costs and what coverage may help address them.

Assess Your Life Insurance Needs

Estimate how much life insurance coverage may be appropriate for your situation.